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The Economy Is on the Upswing! Or So We Believe

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by Vicky Schubert

When you read this headline from a May 20 Associated Press report, "Fed sees economy improving, but not soon: Outlook for rest of year downgraded, but expect some activity to pick up," which part of it gets your greatest attention--the glee or the gloom?spending and investment cartoon

There's no denying the intimate connection between the economy and human psychology. At any given time, there seems to be a collective optimism/pessimism pendulum that determines whether we're experiencing expansion or contraction. As John Maynard Keynes wrote, "Economic activity can only be taken as a result of animal spirits--of a spontaneous urge to action rather than inaction. If the animal spirits are dimmed and the spontaneous optimism falters. . . enterprise will fade and die."

So, among all the economic indicators that seem to be headed in the right direction at the moment, perhaps the most promising sign for the economy is the third consecutive monthly improvement in the Consumer Confidence Index. That's right, confidence; a stock that accumulates not in our bank accounts, but between our ears.

The Consumer Confidence Index is a national gauge of economic optimism produced by the Conference Board. The index is based on a simple, 5-question survey in which 5,000 households are asked to rate their impressions and expectations regarding current and future business conditions, current and future employment opportunities, and their own personal income levels. With a better than 80% track record of correlation between the Index and subsequent spending patterns over two decades, it's a measure that businesses watch with great interest.

It's also a measure that illustrates how, to some extent, we humans create our own reality. One of the chief characteristics of our recent economic difficulties has been the psychological stand-off between consumers afraid to spend and businesses afraid to invest. As our confidence grows even slightly--based on our own individual perceptions of the current reality--businesses actually begin to invest again, validating our confidence and stimulating further economic growth. That makes us even more confident; businesses invest more; and we're off to the races.

The beauty of systems thinking is that it gives us the perspective to recognize how large-scale dynamic forces flow from the accumulation of individual perceptions and actions. That very recognition reinforces our commitment to strategies that build confidence and trust at the interpersonal level, because those are the strategies that ultimately benefit everyone.

Vicky SchubertVicky Schubert is marketing director at Pegasus Communications.

Comments

I like the rationale of the article, however, lack of confidence from banks, specially in developing countries, counterbalances consumer optimism, creating a counterloop
Posted @ Thursday, June 11, 2009 9:03 AM by Diego Naranjo
I appreciate your Keynes quote; it reminded me that I want to order a new book just out, called "Animal Spirits". And I appreciate the kind of thinking this article exemplifies. In my daily life, I haven't been greatly impacted (yet?) by the financial (fill in some word here). My wife and I are employed and have health care. Of course, "retirement" planning is in the toilet. However, I have resisted the reactive stance to withdraw and cut back - we still pay the dog walker and the housecleaners, still buy the CSA share for a needy family, still support our independent bookstore, leave good tips, renew the Orion subscription, and attend the Pegasus conference, etc. We see our thinking and actions as supportive of our communities.
Posted @ Thursday, June 11, 2009 12:40 PM by Steve Byers
Vicky, every time Keynesian economics has been tried it has resulted in a colossal systemic failure. With what this narcissistic administration has spent in the last 100 days, we are either going to experience hyperinflation or significantly increased taxes or both. Consumers at this particular point in time have no idea what is going to hit them in the third or fourth quarter of this year. It is going to be utter chaos.
Posted @ Friday, June 12, 2009 6:03 PM by Jim Leemann
Thanks for the heads up, Nostradamus! : ) But seriously, Jim, I appreciate your observation as a reminder of the intentional forces at work in the economic landscape. My objective was to point out--in my humble, non-economist sort of way--that individual consumers (and savers) taken collectively, are an endogenous force whose capacity to influence the system must be considered right alongside that of government policy makers, business decision makers, and AP headline writers. We are, after all, the system.
Posted @ Monday, June 15, 2009 9:26 AM by
Vicky, Nostradamus I am not, realist I am. I agree, consumers are definitely in the mix and they are showing their preference to save (up 5.7% in April, 14-year high; some expect this rate to go to 14.6%) versus buying (down 0.1% in April). I know, 0.1% does not seem like much, but it is, believe me.  
 
Consumers are indeed influencing the system - the system they are influencing however is the one that takes your money and supposedly redistributes it. IRS tax revenues are down by 34% at the end of April. Sales tax revenues are down across the country. As more people lose their jobs and baby boomers retire, these tax revenue numbers have no where to go but down. As I wrote earlier, the only way to pay for this administration's agenda is by raising taxes (BTW, forget about Obama's promise "no one making less than $250,000/year will pay additional taxes") or printing money (i.e., Inflation). Neither option will "stimulate" the economy. Plain and simple, the math does not work in the consumers' favor. 
 
The problem is we have congressmen and women and state legislators who have NEVER learned how to think, much less think systemically. All they think about is acquiring more Power and Control over us and getting re-elected. Very short-sighted, indeed. 
 
In my opinion, consumers in this economic climate are irrelevant when compared to the lengths the administration will go to push their agenda (Health Care, Cap-n-Trade, etc.). 
 
Sure the administration would love for all of us to go out and buy a Government Motors vehicle, the problem they are facing is consumers do not trust the administration, even Liberals who are still googoo-gaga over The One are not buying cars or much of anything else. 
 
Believe me, we are going to be facing significant systemic messes in the not too distant future. Just pray to God that Iran or North Korea don't become trigger happy or China decides to flex its muscles.
Posted @ Monday, June 15, 2009 11:40 AM by Jim Leemann
The current stagnant economic situation creates a sense of calm among consumers who had been wary of the global economic downturn in the past months. Their sense of how much value do they have in their resources eventually reaches a realization that they still do have comparable values before the economic down turn.So, there they spend a bit more as produce are much cheaper than before creating a sense of their resources being even slightly more valuable than before. In the end, it is all about perceptions of the value of one's resources that could trigger the upswing we need to move ahead.
Posted @ Sunday, June 28, 2009 3:49 AM by Noel Miciano
I am not an economic person ,but from a systems thinking perspective,maybe this system needs to just collapse. It seems to me that we keeps trying to sustain this system,but nothing is really working. Maybe we need to realize and understand that things are really bad and work from there. Just a thought.
Posted @ Sunday, June 28, 2009 9:15 AM by Joseph Luther
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